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Tuesday Tip: Cost of Education vs. Earning Potential

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use credit cards wisely avoid credit card debt tuesday tipWhether you’re a recent high school graduate trying to pick a major or a seasoned professional looking to shift your career, it’s important to choose your area of study carefully. It would be a shame to invest money in a new skill, only to find out that it won’t boost your income enough to help cover the cost or repay student loan debt. It may not be the top criteria for your decision, but you should consider the earning potential for your chosen field of study.

Consider Earning Potential

Some say that if you follow your passion, then you’ll never work a day in your life. Others say follow the green, not the dream. Somewhere in between there must be a practical strategy for choosing your education and career direction, where you can be happy as well as financially secure. Wouldn’t it be nice to be able to avoid debt and credit problems as a result of your education costs?

How Much Will I Earn?

You may wonder what education and skills are applicable to what careers. You may also wonder what people in those careers typically earn. High schoolers and college student have guidance counselors. Everyone else has the internet.

Sites like Glassdoor.com, Indeed.com, and Salary.com are great resources for salary information for a wide variety of careers and positions. This will give you an idea of how much you can expect to earn based on a given set of skills and education. Read job descriptions to identify what you like, what you need to know, and how much you can earn. Consider these factors along with the cost of your education when choosing an area of study and a career path.

Are you struggling with credit problems? Call American Consumer Credit Counseling to speak with a certified counselor for free. 800-769-3571.


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